Truck Liability: Commercial Truckers Liability protects you, the insured, from having to pay for damage and/or injury costs that you have caused to the other party due to a trucking accident. Commercial Truckers Liability is a state and federal requirement and proof of insurance must be submitted to the appropriate government agencies.
Cargo Insurance: Cargo insurance protects you, the insured, from having to pay the cost of freight and commodities lost or damaged during transport.
Physical Damage: Physical Damage provides coverage for theft or damage to your vehicle regardless of fault. You have to pay your portion (deductible) before the insurance company pays the rest. Though it is not required by law, if your truck or trailer is leased or financed, you must submit proof of Physical Damage coverage to the lien holder.
General Liability: General Liability is an insurance policy that covers for injuries or property damage sustained while someone is on your premises, using your products or services, or because of a breach of contract.
Equipment & Tools: Equipment and Tool insurance provides separate coverage for equipment and tools that are separate from the truck used in the course of your business (e.g. forklifts, pallet jacks, air compressors, etc.). Equipment insurance will cover the replacement and repair expenses for this equipment, as a result of damage, theft or loss.
Workers’ Compensation: Workers’ Compensation grants employers legal protection against an injured employee in exchange for accepting liability. This policy also provides medical and monetary benefits for employees who are injured on the job.
Bonding: A Bond policy protects the other party against loss in case the terms of a contract are not filled by the insured.
Personal & Group Health: Coming soon.
Life Insurance: Coming soon.
