Moving from Van to Truck: Swap to Commercial Truck Insurance

Auto insurance is a valuable safeguard for any business owner who has work vehicles. A vehicle is classed as a work vehicle when it is used primarily for work purposes (although a small amount of private use is often fine). It’s not a one-size-fits-all policy however. Switch from a car to a van, or a van to a truck, and you may need to change your coverage from car insurance to commercial truck insurance.

Truck insurance provides specialist protection that differs from basic car insurance. It will generally cover repairs or replacement should the truck be damaged or destroyed in an accident, or if it causes damage to other people or property. Truck insurance does not cover wear and tear, which is why it’s important to have regular maintenance checks to keep any vehicle in good condition and running smoothly. It is also important to make sure your policy is updated and current for the vehicle you are driving.

There are several types of commercial truck insurance, and the cost will be determined by the age, condition, size and make of your vehicle. For advice and quotes, speak to our insurance agent. You may be eligible for discounts if you already have other insurance policies with the same provider.

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